ATTENTION: FIRST-TIME HOMEBUYERS
Are You Leaving Government Money On The Table?
See Every First Time Buyer Programme And Rebate You Could Be Missing.
A first-time buyer who suspects there is financial help available to them but does not know which programmes apply or how to claim them. They do not want to find out about a rebate or tax credit after it is too late to use it.
Does this sound familiar?
You are a first-time buyer and want to know which government programmes and rebates you actually qualify for.
You do not want to find out about a rebate or tax credit after it is too late to claim it.
You want the numbers explained in plain language, not buried in government website jargon.
Don't worry, we can help!
What's Inside
Buyer Programs
Who actually qualifies as a first-time home buyer under the various programmes.
Down Payment
How the First Home Savings Account and the Home Buyers' Plan work, and how to use them together.
Situations
How the First-Time Home Buyer Tax Credit works and how to claim it.
Land Transfer
How to work out the land transfer tax rebates, including a worked example.
Analysis
How New Housing Rebate applies if you are buying new construction.
Checklist
How to combine every programme you qualify for into a single action plan.
A MESSAGE FROM Danny Macedo
The Government Wants
You to Buy a Home.
Here's How to Let Them Help.
If you're a first-time home buyer, there is more financial help available to you right now than at any other time in recent history. Tax-free savings accounts designed specifically for your down payment. RRSP withdrawals with no tax penalty. Thousands of dollars in tax credits and land transfer tax rebates. Programs that can put tens of thousands of dollars back in your pocket.
The problem? Most first-time buyers don't know about half of these programs. Or they find out after they've already bought…when it's too late to take full advantage. This guide changes that.
Inside, you'll find the major federal programs, tax credits, and rebates available to first-time buyers, explained in plain language, with real dollar amounts, eligibility rules, and step-by-step instructions.
Who Qualifies as a "First-Time Home Buyer"?
How Land Transfer Tax Is Calculated
Your First-Time Buyer Action Plan
STILL NOT SURE?
Frequently Asked Questions
Understanding the process to purchasing a home.
Question 1: Is this guide actually free?
Yes. There is no cost and no catch. Enter your name and email and the guide is sent straight to your inbox.
Question 2: Will I be signed up for something I did not ask for?
No. You will receive the guide, and after that you may hear from our team with a short follow up by email or text with information relevant to what you downloaded. You can opt out of that at any time, and there is no obligation to work with us.
Question 3: I am not ready to buy yet. Is this guide still useful to me?
Yes. It is written for people at the research stage, not just people ready to sign an offer today. Reading it now means you already understand the process when the time comes, instead of learning it under pressure.
Question 4: Do I have to use your team once I download this?
No. The guide is yours to keep and use with any agent, or none at all. If you do have questions once you have read it, our team is available, but there is no obligation either way.
READY TO GIVE US A TRY?
Get Started for Free Today!
Download our free guide and get clear, practical answers on the costs, rebates and steps involved in buying a home, so you know exactly what to expect.
Copyright 2026. Macedo Real Estate Group, Danny Macedo, Sales Representative, Anthony Rocco Macedo, Sales Representative, Royal LePage Supreme Realty, Brokerage all rights reserved assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.