Privacy Policy
Privacy Policy
We understand the power that the Internet holds for changing your life and making things easier for you. These benefits are at risk if people are concerned about their personal privacy. We are committed to providing you with an Internet experience that respects and protects your personal privacy choices and concerns.
In general, we gather information about all of our users collectively. We only use such information anonymously and in the aggregate. This information helps us determine what is most beneficial for our users, and how we can continually create a better overall experience for you.
Email Links
This site provides an email address link located on the Contact Us page so that you may email us directly with any questions or comments you may have. This site reads all messages received and makes efforts to respond promptly.
In addition to replying to your comment or inquiry, we may also file your email for future reference regarding improvements to our website or discard the information. Your personal information is not shared, traded, sold, or exchanged with any third parties without your express permission.
Information Collection and Use
This site is the sole owner of the information collected. We will not sell, share, trade, or rent this information to others in ways different from what is disclosed in this statement.
This site collects information from our users at several different points on our website. We only collect personal information necessary to effectively market and sell the property of sellers, to locate, assess, and qualify properties for buyers, and to otherwise provide professional services to clients and customers.
We do not sell, trade, transfer, rent, or exchange your personal information with anyone.
Free Evaluation Form / Find Your Dream Home
Did You Know? / Free Real Estate Reports
Since this site is a real estate site, we give you the option of requesting free real estate information about real estate properties. Your personal information is stored on our secure database.
We only collect personal information necessary to effectively market and sell the property of sellers, to locate, assess, and qualify properties for buyers, and to otherwise provide professional services to clients and customers.
We do not sell, trade, transfer, rent, or exchange your personal information with anyone.
Personal Information
This site functionality requires or requests users to give us contact information, such as their email address, and personal information, such as their names, addresses, phone numbers, and property details.
The visitor’s contact and personal information is used to contact the visitor when necessary and requested, but is primarily used to collect personal information necessary to effectively market and sell the property of sellers, to locate, assess, and qualify properties for buyers, and to otherwise provide professional services to clients and customers.
We do not sell, trade, transfer, rent, or exchange your personal information with anyone.
We do not disclose information about your individual visits to this site, or personal information that you provide, such as your name, address, email address, telephone number, etc., to any outside parties, except when we believe the law requires it.
Legal Disclaimer
We may disclose personal information when required by law, or in the good-faith belief that such action is necessary in order to conform to the edicts of the law, or comply with a legal process served on our website.
Opt-Out
Users of this site have the option to unsubscribe from our mailing list directly through their accounts. To opt out, please navigate to the Subscription Settings located under My Account.
By disabling the email or SMS notification toggle, you’ll cease to receive notifications associated with the selected options.
Links
This site contains links to other sites. These sites have their own policies and practices with respect to online privacy, and this site cannot be responsible for the privacy practices, or the content, of these websites.
In addition, in certain instances, this site’s advertisers may ask you for personal information. This site cannot be responsible for the privacy practices of its advertisers.
Only certain employees have access to the information you provide us. For example, we impose strict rules on our employees who have access either to the databases that store user information, or to the servers that host our services.
While we cannot guarantee that loss, misuse, or alteration to data will not occur, we try to prevent such unfortunate occurrences.
Notification of Changes
This policy may be revised over time as new features are added to the website. We’ll post those changes so that you’ll always know what information we gather, how we might use that information, and whether we’ll disclose it to anyone.
Please check this site for information about revisions to our privacy policy. We’ll notify you directly if there is a material change in our privacy practices.
We’ll take commercially reasonable measures to obtain written or active email consent from the user if this site is going to use the information collected from the user in a manner different from that stated at the time of collection. We’ll also post the changes in our privacy statement 10 days prior to a change.
Cookies
This website uses the following cookies:
Google Analytics
This cookie allows us to see information on user website activities, including, but not limited to, page views, source, and time spent on websites. The information is depersonalized and is displayed as numbers, meaning it cannot be tracked back to individuals.
This will help to protect your privacy. Using Google Analytics, we can see what content is popular on our website, and strive to give you more of the things you enjoy reading and watching.
Google AdWords
Using Google AdWords code, we’re able to see which pages helped lead to contact form submissions. This allows us to make better use of our paid search budget.
Removal of and Access to Personal Information
We’ll accommodate the deletion of any personal information as soon as reasonably possible.
Should you wish to request erasure of personal data, please submit a written request to Macedo Real Estate Group, addressed to the address listed below. Each request will be validated, and you’ll be required to provide some personal information for security reasons.
Please note that Macedo Real Estate Group has the right to deny a request and provide an explanation as to why each request was denied.
Macedo Real Estate Group
www.MacedoRealEstateGroup.com
110 Weston Road
Toronto, ON M6M0A6
Canada
[email protected]
416-535-5000
Privacy Questions
If you have any questions regarding our privacy policy, please send us an email, and we’ll be pleased to assist.
Royal LePage® Supreme Realty, Brokerage
110 Weston Road
Toronto, ON M6N 0A6
Call 416-535-8000
Text 647-931-5151
Copyright 2026. Macedo Real Estate Group, Danny Macedo, Sales Representative, Anthony Rocco Macedo, Sales Representative, Royal LePage Supreme Realty, Brokerage all rights reserved assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
Elite Broker Blogs
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Renting First or Buying Straight Away When You Move to the GTA
If you are moving to the Greater Toronto Area from another city or another country, the first question is not which neighbourhood to live in. It is whether to rent first or buy straight away. Both choices have a cost, and neither is obviously right. The answer depends on your timeline, your savings, and how well you already know the market.
Here is the arithmetic on each side.
The Case for Renting First
Renting gives you time. Time to learn which neighbourhoods suit your commute, your children's schools, and your daily routine. Time to watch the market through a full season and understand how pricing works in the GTA before you commit the largest purchase of your life.
A one-bedroom rental in the City of Toronto currently runs between $2,200 and $2,800 per month depending on location and building. A two-bedroom ranges from $2,800 to $3,500. A three-bedroom townhouse in the 905 suburbs sits closer to $2,500 to $3,200.
Those are real costs, and they do not build equity. But they are also predictable, and they end when you choose. If you rent for twelve months at $3,000, the total cost is $36,000. That buys you a year of market knowledge and the ability to make an informed offer when you are ready.
The risk is that prices move up during that year. In a market where the average price has actually dipped 2.7 per cent year over year as of August 2026, that risk has been low over the past twelve months. Whether it remains low depends on factors no one can predict with certainty.
The Case for Buying Immediately
Every month you rent is a month your housing cost builds nothing. If you arrive with the savings for a down payment, a pre-approval from a Canadian lender, and a clear idea of where you want to live, there is no financial reason to wait.
The GTA average selling price in August 2026 was $993,410. A 20 per cent down payment on that figure is $198,682. At the current five year fixed mortgage rate of 6.09 per cent, the monthly payment on the remaining $794,728 over 25 years is approximately $5,127.
If you are arriving from a market where you sold a home, you may already have the equity. If you are arriving from a rental market or from overseas, assembling that down payment is the first hurdle, and it is worth addressing before you start viewing properties.
The advantage of buying immediately is that you lock in today's price and today's rate. You begin building equity from month one. And you avoid the disruption of moving twice, once into a rental and again into a purchased home.
The Hidden Costs on Both Sides
Renters face moving costs, last month's rent deposits, and the risk of rent increases on renewal. Ontario's rent increase guideline applies only to units occupied before November 15, 2018, or to purpose-built rental buildings. Many newer condos and townhouses are exempt, and your landlord can raise the rent to whatever the market will bear when your lease renews.
Buyers face land transfer tax, which in the GTA is substantial. Ontario charges a provincial land transfer tax on every purchase. The City of Toronto adds a municipal land transfer tax on top. On a $993,410 purchase in Toronto, the combined land transfer tax is roughly $32,000. Outside the city, in York Region or Peel Region, you pay only the provincial tax, which is roughly $16,000 on the same price.
First time buyers qualify for rebates on both the provincial and municipal land transfer taxes, which can reduce the upfront cost by up to $8,475 combined. But if you have owned a home anywhere in the world before, those rebates are not available.
Add legal fees, a home inspection, title insurance, and potential adjustments for property tax and utility prepayments. The total closing cost for a buyer in the GTA typically runs between $35,000 and $55,000 above the down payment, depending on the property and the municipality.
A Framework for Deciding
If you have the down payment, a pre-approval, and you already know the neighbourhood you want, buying immediately saves you the cost and disruption of renting. If any one of those three pieces is missing, renting for six to twelve months is the more sensible path.
There is no penalty for taking your time in a balanced market. The GTA in August 2026 had 4.6 months of inventory, which is neither a seller's market nor a deep buyer's market. Homes are available, and the pace of sales is not so fast that waiting a few months will cost you an opportunity.
What will cost you is buying in a neighbourhood you do not understand, at a price you have not verified against comparable sales, under time pressure you imposed on yourself.
Source: TRREB Market Watch, August 2026. Rental figures are approximate market ranges and will vary by building and location. Land transfer tax figures are estimates based on current Ontario and City of Toronto rate schedules.
If you are relocating to the GTA and want to understand how the numbers work for your situation, call me at 416-560-4983. I will walk you through the buying process, the costs, and the neighbourhoods that fit what you are looking for.
Danny Macedo
REALTOR®, Macedo Real Estate Group
Royal LePage Supreme Realty, Brokerage
416-560-4983
