BUYER RESOURCES
Free Home Buyer Tools to help GTA home buyers get organized, compare properties,
understand the market and move forward with confidence.
STILL NOT SURE?
Frequently Asked Questions
Understanding the process to purchasing a home in the Greater Toronto Area.
Question 1: How much can I afford when buying a home?
Your affordability depends on your income, savings, debts, credit score, down payment, interest rate, and monthly carrying costs. A mortgage pre-approval is one of the best first steps because it gives you a clearer budget before you start viewing homes.
Question 2: Do I need a mortgage pre-approval before looking at properties?
Yes, it’s strongly recommended. A pre-approval helps you understand your price range, shows sellers you’re a serious buyer, and can help you move faster when the right property becomes available..
Question 3: What costs should I expect besides the purchase price?
Buyers should budget for closing costs, land transfer tax, legal fees, title insurance, home inspection fees, moving costs, property insurance, and possible adjustments for taxes, utilities, or condo fees.
Question 4: What happens after my offer is accepted?
After acceptance, you’ll typically complete any conditions, such as financing or inspection, provide your deposit, we work with your lawyer and lender, arrange insurance, complete the final walkthrough, and prepare for closing day.
TESTIMONIALS
What others are saying
"Service Above Expectations"
"We got out of our house and purchased a home in the community where we wanted to be. I know many people that haven’t had that kind of success. Thanks again for everything!"
- Annette Campagnaro
"Client Care Delivered"
"We were first-time buyers, and Danny Macedo made the whole process feel manageable, even exciting. Anytime we panicked or had questions, Danny or someone on his team got back to us fast, and they alwa ys took the time to explain our options."
- Jenny Roberts
"Trusted Guidance Given"
"Danny’s pricing guidance was spot-on, and he explained the neighborhood comps in a way that actually made sense, so we listed confidently. The best part was the negotiation, because he created momentum with multiple offers, pushed terms that protected us."
- Mike Groves
Royal LePage® Supreme Realty, Brokerage
110 Weston Road
Toronto, ON M6N 0A6
Call 416-535-8000
Text 647-931-5151
Copyright 2026. Macedo Real Estate Group, Danny Macedo, Sales Representative, Anthony Rocco Macedo, Sales Representative, Royal LePage Supreme Realty, Brokerage all rights reserved assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
Elite Broker Blogs
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Title Insurance: Why Your Lender Requires It and Why You Might Want It Anyway
Title insurance is one of the closing costs buyers are never prepared for. Understanding what it covers and why it exists helps you make an informed decision about whether to buy coverage that protect... ...more
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August 28, 2026
What Closing Costs to Expect When You Buy in the GTA
The purchase price is not the full cost of buying a home. Land transfer tax, legal fees, title insurance and adjustments all arrive on closing day. Here is what to budget for before you start looking. ...more
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Where the GTA Actually Transacts: July 2026 Sales by Price Band
Two thirds of GTA homes sold under a million dollars in July 2026, and only five per cent sold above two million. The price band table tells you far more than the average price does. ...more
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North York in July 2026: What C12, C14 and C15 Actually Cost
Three North York districts, three very different markets. July 2026 sale prices, medians and days on market for C12, C14 and C15, with the average and median gap explained. ...more
Greater Toronto Market Stats ,Greater Toronto Neighbourhoods
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The First Ten Days: What Your Listing Tells You Before Any Offer Arrives
Views, showings and offers are three filters, not one. Where your listing stalls tells you whether the problem is the photographs, the property or the price. A week two review you can run yourself. ...more
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Thirty-Two Days or Forty-Five? How to Read Days on Market Before You List
TRREB publishes two days-on-market figures and they mean different things. In July 2026 the gap between them widened. Here is how to read both before you price your home. ...more
Real Estate Tips & Tricks ,Selling Your Home
August 25, 2026