Privacy Policy

We understand the power that the Internet holds for changing your life and making things easier for you. These benefits are at risk if people are concerned about their personal privacy. We are committed to providing you with an Internet experience that respects and protects your personal privacy choices and concerns.

In general, we gather information about all of our users collectively. We only use such information anonymously and in the aggregate. This information helps us determine what is most beneficial for our users, and how we can continually create a better overall experience for you.

Email Links

This site provides an email address link located on the Contact Us page so that you may email us directly with any questions or comments you may have. This site reads all messages received and makes efforts to respond promptly.

In addition to replying to your comment or inquiry, we may also file your email for future reference regarding improvements to our website or discard the information. Your personal information is not shared, traded, sold, or exchanged with any third parties without your express permission.

Information Collection and Use

This site is the sole owner of the information collected. We will not sell, share, trade, or rent this information to others in ways different from what is disclosed in this statement.

This site collects information from our users at several different points on our website. We only collect personal information necessary to effectively market and sell the property of sellers, to locate, assess, and qualify properties for buyers, and to otherwise provide professional services to clients and customers.

We do not sell, trade, transfer, rent, or exchange your personal information with anyone.

Free Evaluation Form / Find Your Dream Home

Did You Know? / Free Real Estate Reports

Since this site is a real estate site, we give you the option of requesting free real estate information about real estate properties. Your personal information is stored on our secure database.

We only collect personal information necessary to effectively market and sell the property of sellers, to locate, assess, and qualify properties for buyers, and to otherwise provide professional services to clients and customers.

We do not sell, trade, transfer, rent, or exchange your personal information with anyone.

Personal Information

This site functionality requires or requests users to give us contact information, such as their email address, and personal information, such as their names, addresses, phone numbers, and property details.

The visitor’s contact and personal information is used to contact the visitor when necessary and requested, but is primarily used to collect personal information necessary to effectively market and sell the property of sellers, to locate, assess, and qualify properties for buyers, and to otherwise provide professional services to clients and customers.

We do not sell, trade, transfer, rent, or exchange your personal information with anyone.

We do not disclose information about your individual visits to this site, or personal information that you provide, such as your name, address, email address, telephone number, etc., to any outside parties, except when we believe the law requires it.

Legal Disclaimer

We may disclose personal information when required by law, or in the good-faith belief that such action is necessary in order to conform to the edicts of the law, or comply with a legal process served on our website.

Opt-Out

Users of this site have the option to unsubscribe from our mailing list directly through their accounts. To opt out, please navigate to the Subscription Settings located under My Account.

By disabling the email or SMS notification toggle, you’ll cease to receive notifications associated with the selected options.

Links

This site contains links to other sites. These sites have their own policies and practices with respect to online privacy, and this site cannot be responsible for the privacy practices, or the content, of these websites.

In addition, in certain instances, this site’s advertisers may ask you for personal information. This site cannot be responsible for the privacy practices of its advertisers.

Only certain employees have access to the information you provide us. For example, we impose strict rules on our employees who have access either to the databases that store user information, or to the servers that host our services.

While we cannot guarantee that loss, misuse, or alteration to data will not occur, we try to prevent such unfortunate occurrences.

Notification of Changes

This policy may be revised over time as new features are added to the website. We’ll post those changes so that you’ll always know what information we gather, how we might use that information, and whether we’ll disclose it to anyone.

Please check this site for information about revisions to our privacy policy. We’ll notify you directly if there is a material change in our privacy practices.

We’ll take commercially reasonable measures to obtain written or active email consent from the user if this site is going to use the information collected from the user in a manner different from that stated at the time of collection. We’ll also post the changes in our privacy statement 10 days prior to a change.

Cookies

This website uses the following cookies:

Google Analytics

This cookie allows us to see information on user website activities, including, but not limited to, page views, source, and time spent on websites. The information is depersonalized and is displayed as numbers, meaning it cannot be tracked back to individuals.

This will help to protect your privacy. Using Google Analytics, we can see what content is popular on our website, and strive to give you more of the things you enjoy reading and watching.

Google AdWords

Using Google AdWords code, we’re able to see which pages helped lead to contact form submissions. This allows us to make better use of our paid search budget.

Removal of and Access to Personal Information

We’ll accommodate the deletion of any personal information as soon as reasonably possible.

Should you wish to request erasure of personal data, please submit a written request to Macedo Real Estate Group, addressed to the address listed below. Each request will be validated, and you’ll be required to provide some personal information for security reasons.

Please note that Macedo Real Estate Group has the right to deny a request and provide an explanation as to why each request was denied.

Macedo Real Estate Group
www.MacedoRealEstateGroup.com
110 Weston Road

Toronto, ON M6M0A6
Canada
[email protected]
416-535-5000

Privacy Questions

If you have any questions regarding our privacy policy, please send us an email, and we’ll be pleased to assist.

Royal LePage® Supreme Realty, Brokerage

110 Weston Road
Toronto, ON M6N 0A6

Call 416-535-8000

Text 647-931-5151

Copyright 2026. Macedo Real Estate Group, Danny Macedo, Sales Representative, Anthony Rocco Macedo, Sales Representative, Royal LePage Supreme Realty, Brokerage all rights reserved assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.

Elite Broker Blogs

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The Document Folder: What to Gather Before You Buy, Sell or Refinance

August 21, 20264 min read

Almost every delay in a property transaction comes from the same place. Somebody has to produce a document, and it takes them four days to find it.

This is entirely avoidable. What follows is a checklist you can work through on a quiet evening, once, and then keep. It applies whether you are buying, selling, investing or renting, and it will save you more time than any other hour you spend on the process.

Build one folder. Digital is fine, and a scan or a clear photograph of each item is usually enough to start with.

If you own the property

These are the documents a buyer, a lender, a lawyer or a valuer will eventually ask you for.

Your most recent property tax bill and the current assessment notice. A recent utility bill for each service, which also tells a buyer what the place costs to run. Your survey or site plan if one exists. Any building permits and their closing documents, particularly for work on the roof, electrical, plumbing, windows, or anything structural.

Warranties and receipts for major items, with dates. Roof, furnace, air conditioning, water heater, windows, appliances. Buyers ask how old the furnace is in almost every showing, and "I think about ten years" is a much weaker answer than a dated receipt.

Your mortgage statement, showing the balance, the maturity date and the prepayment terms. That last one matters more than most people expect. Selling before your term ends can carry a charge, and the size of it is worth knowing before you decide on timing rather than after.

If the property is a condominium, the status certificate is the central document, along with the declaration, the by-laws, the rules, the reserve fund study and the current budget. If it is rented out, the lease, the current rent, the tenant's details and the record of any rent increases.

If you are buying

Lenders ask for the same things every time, so gather them once.

Photo identification. Two recent pay slips. An employment letter stating your position, your salary and your start date. Your notices of assessment for the last two years, and your T4s. If you are self-employed, two years of financial statements or tax returns and your business registration.

Bank statements covering the last ninety days for every account holding your down payment. This is the item that catches people out. Lenders are required to trace where the money came from, and a large deposit with no explanation will hold up a file. If part of the down payment is a gift, ask for a signed gift letter early rather than in the final week.

A list of your current debts with balances and monthly payments. Car loans, lines of credit, student loans, credit cards.

Names and contact details for your lawyer, your mortgage broker or lender, and your insurance broker. Having all three lined up before you write an offer is the difference between a smooth closing and a frantic one.

If you are renting

Landlords in a competitive market decide quickly, and the applicant who is ready gets seen as the lower risk.

Photo identification. Proof of income, usually pay slips or an employment letter. A credit report, which you can obtain yourself. References from previous landlords with working contact details. If you have a guarantor, their information and their consent, arranged in advance.

Two things to check while you are in there

Your insurance. Confirm what your policy actually covers and what the deductible is. Confirm what happens if the property is unoccupied for a period, which becomes relevant during a move.

Your title. Confirm that the names on title are what you think they are, and that they are spelled correctly. Errors here are usually trivial to fix with notice and expensive to fix in a hurry.

How to keep it useful

Name every file so that its content is obvious without opening it. A date and a description is enough. "2026-03 furnace service receipt" beats "scan 47".

Put a note in your diary to revisit the folder once a year. Add anything new, and refresh the items that go stale, which is mainly the pay slips, the bank statements and the mortgage balance.

Why this is worth an evening

Nothing in this list is difficult. All of it is boring. That is precisely why it does not get done, and why it becomes urgent at the worst moment.

The people who close smoothly are not luckier than everybody else. They are the ones who spent an hour on this before they needed to, and who could produce the document the same day it was asked for. Everything else in a transaction is negotiation. This part is just preparation, and it is entirely within your control.

If you would like a second pair of eyes on what you have gathered, or you are not sure which of these apply to your situation, call or text me on 416-560-4983.

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Danny Macedo

Danny Macedo is a trusted Toronto-area REALTOR® with over 30 years of experience helping buyers, sellers, investors, and families navigate the GTA real estate market. As a real estate professional serving Toronto, Vaughan, King City, King Township, and surrounding York Region communities, Danny brings extensive market knowledge, strategic negotiation skills, and a personalized, white-glove approach to every transaction.

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