BUYER RESOURCES
Free Home Buyer Tools to help GTA home buyers get organized, compare properties,
understand the market and move forward with confidence.
STILL NOT SURE?
Frequently Asked Questions
Understanding the process to purchasing a home in the Greater Toronto Area.
Question 1: How much can I afford when buying a home?
Your affordability depends on your income, savings, debts, credit score, down payment, interest rate, and monthly carrying costs. A mortgage pre-approval is one of the best first steps because it gives you a clearer budget before you start viewing homes.
Question 2: Do I need a mortgage pre-approval before looking at properties?
Yes, it’s strongly recommended. A pre-approval helps you understand your price range, shows sellers you’re a serious buyer, and can help you move faster when the right property becomes available..
Question 3: What costs should I expect besides the purchase price?
Buyers should budget for closing costs, land transfer tax, legal fees, title insurance, home inspection fees, moving costs, property insurance, and possible adjustments for taxes, utilities, or condo fees.
Question 4: What happens after my offer is accepted?
After acceptance, you’ll typically complete any conditions, such as financing or inspection, provide your deposit, we work with your lawyer and lender, arrange insurance, complete the final walkthrough, and prepare for closing day.
TESTIMONIALS
What others are saying
"Service Above Expectations"
"We got out of our house and purchased a home in the community where we wanted to be. I know many people that haven’t had that kind of success. Thanks again for everything!"
- Annette Campagnaro
"Client Care Delivered"
"We were first-time buyers, and Danny Macedo made the whole process feel manageable, even exciting. Anytime we panicked or had questions, Danny or someone on his team got back to us fast, and they alwa ys took the time to explain our options."
- Jenny Roberts
"Trusted Guidance Given"
"Danny’s pricing guidance was spot-on, and he explained the neighborhood comps in a way that actually made sense, so we listed confidently. The best part was the negotiation, because he created momentum with multiple offers, pushed terms that protected us."
- Mike Groves
Royal LePage® Supreme Realty, Brokerage
110 Weston Road
Toronto, ON M6N 0A6
Call 416-535-8000
Text 647-931-5151
Copyright 2026. Macedo Real Estate Group, Danny Macedo, Sales Representative, Anthony Rocco Macedo, Sales Representative, Royal LePage Supreme Realty, Brokerage all rights reserved assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
Elite Broker Blogs
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What Closing Costs to Expect When You Buy in the GTA
The purchase price is not the full cost of buying a home. Land transfer tax, legal fees, title insurance and adjustments all arrive on closing day. Here is what to budget for before you start looking. ...more
Buying a Home
August 27, 2026
The Deposit Clock: What Happens in the First 24 Hours After Your Offer Is Accepted
Your offer is accepted on a Saturday evening. The deposit is due before the banks reopen. Here is how that goes wrong, and the four things that stop it. ...more
Buying a Home ,Real Estate Tips & Tricks
August 21, 2026
Buying Before Selling in Toronto: What Homeowners Should Think Through
Buying before selling in Toronto? Learn timing, market, and risk factors. Book a GTA selling strategy conversation today. ...more
Buying a Home ,Moving to Toronto
May 03, 2026•6 min read
What the MLS® HPI Tells You That Average Price Doesn’t
Learn what the MLS® HPI tells you that average price doesn’t. Contact Macedo Real Estate Group for Toronto selling advice. ...more
Buying a Home ,Moving to Toronto Real Estate Tips & Tricks &Selling Your Home
April 24, 2026•8 min read
Is the Greater Toronto Market Stabilizing in 2026?
Is the Greater Toronto market stabilizing in 2026? Get seller-focused insights from Macedo Real Estate Group. Contact us today. ...more
Buying a Home ,Greater Toronto Neighbourhoods Macedo Real Estate Group &Real Estate Tips & Tricks
April 24, 2026•7 min read